Dosh

Editor's Review

Dosh is the ultimate Kiwi app designed to revolutionize how you spend, save, and borrow money. It's all about making life easier and more enjoyable, without the traditional banking hassles. 🥳

Savings Goals: Dosh helps you strive towards your savings goals by offering an epic interest rate on your savings. You can grow your balance effortlessly, set your savings goals, and track your progress. Enjoy unlimited withdrawals with no fees or complicated rules. Your funds are held securely in trust with a registered bank in New Zealand. 🏦

Money Management: Easily manage your money with Stash accounts, allowing you to set aside funds for regular expenses and spending. Personalize your accounts with fun colors and emojis to make money management more engaging. 🎨💰

Spending: Spend with the Dosh Visa Debit Card and earn rewards! Tap & Go at any Visa-enabled retailer in NZ or shop online at any Visa merchant. It’s convenient and rewarding. 💳🛍️

Digital Borrowing: Dosh offers totally digital borrowing with a Dosh Personal Loan. Manage your loan and repayments directly in the app. Get fast access to your Personal Loan balance, making borrowing straightforward and stress-free. 💸📱

Dosh is a brand of MCA Investments Limited, a registered financial services provider in New Zealand. You must be 13+ to use Dosh. Some retailers may pass merchant fees to customers who pay with debit cards. See the terms and conditions at Dosh.nz for more details. ✅

Features

• High-interest savings accounts

• Unlimited, free withdrawals

• Savings goal tracking

• Personalized Stash accounts

• Dosh Visa Debit Card

• Tap & Go payments

• Online shopping with Visa

• Digital personal loans

• Loan balance access in-app

Pros

• Earn high interest rates on savings

• Enjoy unlimited, fee-free withdrawals

• Track savings goals easily

• Manage money in personalized Stash accounts

• Access fast, digital personal loans

Cons

• Must be 13+ to use Dosh

• Retailers might pass on debit card fees