Paytm

Editor's Review

Paytm (पेटीएम) is India’s #1 Payment App, trusted by over 45 Crore Indians! 🇮🇳 It’s your all-in-one solution for payments and money transfers. Whether you need to send money to friends 🧑‍🤝‍🧑, scan QR codes at stores 🛍️, or recharge your mobile 📱, Paytm has you covered. It’s a reliable and versatile app for all your financial needs.

Safe, Reliable, and Superfast UPI Payments

Paytm makes UPI payments a breeze! Just enter a mobile number and transfer money to anyone, even if they’re not on Paytm. You can also check your bank balance and view transaction history. With UPI Lite, enjoy lightning-fast payments up to ₹4000 per day without needing a PIN. ⚡️

RuPay Credit Card on Paytm

Add your RuPay Credit Card to Paytm for quick and secure payments at shops without the hassle of CVV or OTP. Earn rewards and cashback on all your Paytm payments! 🎉

Easy Recharges and Bill Payments

Recharge your mobile, DTH, or pay utility bills like electricity, broadband, and water with ease. Find the latest recharge plans and offers for Jio, Airtel, VI, MTNL, and BSNL. You can also recharge any FASTag effortlessly. 💡

Loans on Paytm

Get instant personal loans from ₹50,000 to ₹25 lac with flexible repayment options. Note that personal loans are available only to Indian citizens within India. 🏦

Book Tickets for Trains, Buses, and Flights

Paytm is an authorized IRCTC partner, making it easy to book and cancel train tickets, check PNR status, and track live train status. ✈️

Paytm is committed to providing a secure and seamless payment experience, making it the go-to app for millions of Indians. 🔒

Features

• Send money via Paytm BHIM UPI app

• Scan QR codes for online payments

• Recharge mobile and pay utility bills

• Powered by top Indian banks for security

• UPI Lite for fast payments up to ₹4000

• RuPay Credit Card integration for UPI payments

• Safe contactless payments at offline stores

• Order food and groceries on Paytm ONDC

• Check free credit score

• Get instant personal loans

Pros

• Seamless UPI payments and money transfers

• Convenient mobile recharge and bill payments

• Book tickets for trains, buses, and flights easily

Cons

• Personal loans are only available to Indian citizens

• Interest rates on personal loans can be high