N26 — Love your bank

Editor's Review

Welcome to N26, the bank designed to fit your life! 🏦 Trusted by millions, N26 offers a seamless and intuitive banking experience right at your fingertips. Whether you're looking to manage your finances, save for the future, or invest wisely, N26 has you covered. Let's dive into what makes N26 the bank you'll love! ❤️

Banking Made Easy 📱

Manage all your finances directly from your smartphone with N26. Pay with a tap using your virtual N26 Mastercard and Google Pay. Personalize your payments with five new virtual card designs! 💳 Transfer money in seconds with MoneyBeam and instant transfers, sending money globally without hidden fees. 💸 Explore premium accounts like N26 Smart, N26 You, and N26 Metal for even more features and perks. ✨

Shared Finances Simplified 🤝

N26 joint accounts come with dedicated IBANs and user-friendly features, making it easier than ever to manage your own and shared expenses. Keep track of your spending and stay organized with handy insights. 📊

Flexible Financial Solutions 🧰

Turn future plans into reality with N26 Installments, splitting eligible past purchases. Get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, access instant loans with no paperwork (available in Germany and France). 📝

Business Banking on the Go 💼

Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard. Maximize your earnings while managing your business finances efficiently. 💰

Savings and Investments 📈

Grow your money with N26 Instant Savings, offering full flexibility and interest on all your savings, regardless of your membership. Organize your money into N26 Spaces sub-accounts and automate your savings with N26 Round-ups. 🎯 Get smart budgeting tools with Insights, helping you track and manage your money effortlessly. 🧠

Investment Opportunities 💸

Trade thousands of stocks and ETFs for free within the app. Start with as little as €1 and buy or sell anytime. Automate your investments with free, fully-flexible investment plans. 🤖 Manage your portfolio, track transaction fees, and monitor gains and losses all in one place. 📊

Security and Control 🔒

N26 is a fully-licensed German bank built on the latest technology, ensuring your money is in safe hands. Customize your account security settings, lock and unlock your card, change your PIN, set spending limits, and hide sensitive data instantly. Bank securely with N26! 🛡️

Personalized Banking Experience 🌙

Enjoy banking after hours with dark mode, adding another layer of personalization to your banking experience. N26 adapts to your preferences, making banking more convenient and enjoyable. 🎉

Features

• Virtual Mastercard and Google Pay integration

• Instant money transfers with MoneyBeam

• Premium accounts with added perks

• Joint accounts for shared finances

• Installment plans and overdraft options

• Business accounts with cashback

• 24/7 customer support in five languages

• Automated savings with N26 Round-ups

Pros

• Manage finances directly from your smartphone

• Transfer money globally with no hidden fees

• Earn interest on savings with full flexibility

• Trade stocks and ETFs for free

• Customize security settings for your account

Cons

• Overdraft and credit features limited to certain countries

• Interest rates vary based on country and membership