USAA SafePilot

Editor's Review

The USAA SafePilot App is designed to promote safer driving habits and reward you with lower auto insurance premiums! 🤩 This program is exclusively available to USAA members who have an active auto insurance policy in select states. 📍

Upon activation, the app diligently monitors your driving behavior, including how you handle your phone 📱, your usage of hands-free devices, instances of harsh braking 🛑, and the overall amount you drive. By tracking these habits, SafePilot provides valuable insights into your driving and identifies areas for improvement. 👍

Here's how it works: Eligible members can receive an initial discount of up to 10% simply for enrolling and actively participating in the SafePilot program. 🎉 But the rewards don't stop there! As you consistently demonstrate safe driving habits, you'll earn an even greater premium discount when it's time to renew your policy. 💰

The app calculates a driving score based on the data it collects. The safer you drive, the higher your score, and the greater the discount you'll receive on your next premium. 🏆 What's even better is that all members of a household included on a USAA auto insurance policy can participate in the SafePilot program. The earned discount is then based on an average of each driver’s individual score, encouraging everyone in the family to drive safely. 👨‍👩‍👧‍👦

To determine if you’re eligible and to learn more about the program, including which states are participating, please visit usaa.com/insurance/safedriving. Take control of your driving habits, improve your safety on the road, and save money with the USAA SafePilot App! 🚀

Features

• Monitors phone handling while driving

• Tracks hands-free phone use

• Detects harsh braking incidents

• Measures how much you drive overall

• Calculates a driving safety score

• Provides insights into driving habits

• Offers potential premium discounts

• Enrollment discount for participation

Pros

• Lower your auto insurance premium with safe driving

• Earn up to 10% discount for enrolling and participating

• Premium discount at renewal time for safe drivers

• Monitors driving habits to improve safety

• All household members on policy can participate

Cons

• Limited to USAA members with active auto policy

• Available only in select states