Google Play 
App StoreEditor's Review
🌟 Welcome to the future of banking with Starling Bank! 🌟 Managing your money has never been easier, more seamless, or more satisfying. Named Which? Recommended Provider for the sixth year in a row, Starling Bank offers a range of personal, business, and joint accounts designed to make your financial life a breeze. Apply for an account online in minutes, for free, right from your phone, and join the millions who have already made the switch to a better banking experience. 📱
💰 Earn Interest on Your Money with the Easy Saver 💰
Unlock the potential of your savings with our Easy Saver account. Earn a competitive 4.00% AER / 3.92% gross (variable) interest while enjoying easy access to your funds. Add money as often as you like, in just a few taps. Withdraw whenever you need to, with no notice period and no penalties. There's no minimum deposit, and you'll earn interest on everything up to £1 million. 📈
🏖️ No Overseas Fees 🏖️
Travel the world without worrying about hidden fees. Starling Bank won't charge you a penny for using your card abroad or for withdrawing cash at an ATM. You'll get the Mastercard exchange rate with no extra markups, and receive notifications in both the local currency and GBP. 🌍
💡 Better Budgeting 💡
Take control of your finances with our innovative budgeting tools:
- Spaces: Set money aside in a virtual change jar. Personalise with pictures, set a target, and track your progress. 🎯
- Instant Payment Notifications: Track your balance in real-time with instant payment notifications. 🔔
- Spending Insights: Learn where your money goes and how to make savings. 🧠
- Bills Manager: Set aside money for your bills, so your main balance only shows what's available for day-to-day spending. 🧾
- Save on Autopilot: Automatically round up payments to the nearest pound and put away the spare change. 🤖
💸 Pay and Get Paid Seamlessly 💸
Say goodbye to payment hassles:
- Get Paid Back Easily: Send a simple link to get paid back. 🔗
- Easy International Transfers: Transfer money to 34 countries from your app with no hidden fees or exchange rate markups. ✈️
- Instant In-App Payments: Pay people instantly without a card reader. 📲
- Digital Cheque Deposits: Deposit cheques digitally from your phone and pay in cash at the Post Office. 🏦
🔒 Keep Your Money Safe 🔒
Security is our top priority:
- FSCS Protection: Your money is covered up to £85,000 by the Financial Services Compensation Scheme. ✅
- 24/7 In-App Support: Get support from real humans in the UK whenever you need it. 🙋♀️🙋♂️
- Card Control: Lock your card in-app and turn settings on and off, such as contactless, online, gambling, and swipe payments. 🔐
💼 Business Banking 💼
Designed for entrepreneurs, our business banking offers no monthly fees, mobile and web access, 24/7 support, and simplified accounting. Deposit cash at the Post Office from as little as £3, and deposit cheques in-app. Automate expenses, ring-fence money for bills, and track invoices with instant payment notifications. Voted Best Business Banking Provider 2023! 🏆
🤝 The Joint Bank Account 🤝
Simplify shared spending with our joint account. Manage household expenses or set aside money together, and get instant payment notifications, spending insights, and budgeting tools. 🏡
👨👩👧👦 Banking for the Whole Family 👨👩👧👦
Kite is our free debit card and app for 6-15 year olds, seamlessly integrated into the adult's Starling account for better visibility and control. 🪁
Features
Easy Saver: Earn 4.00% AER interest
No overseas fees on card usage
Spaces: Virtual change jar for budgeting
Spending Insights: Track and save money
Bills Manager: Set aside money for bills
Round up payments for automatic saving
Instant in-app payments to other users
International transfers to 34 countries
Deposit cheques digitally from your phone
Lock your card in-app for safety
Business banking with no monthly fees
Joint account for shared spending
Kite: Debit card for 6-15 year olds
Pros
Earn interest with the Easy Saver account 💰
No fees for using your card abroad ✈️
Better budgeting with Spaces and Spending Insights 📊
Seamless payments and international transfers 💸
Keep your money safe with 24/7 support 🛡️
Cons
Requires a Starling personal current account for Easy Saver
Interest on Easy Saver is variable
