SoFi - Banking & Investing

Editor's Review

SoFi is revolutionizing mobile banking! 🏦 With over 10 million members, this all-in-one app lets you bank, invest, save, and budget with ease. Get ready to experience a new level of financial empowerment! 💪

Smart Mobile Banking Features:

Say goodbye to annoying fees! 👋 SoFi offers banking with no account fees, no overdraft fees, and no monthly maintenance fees. Plus, you can get your paycheck up to two days early with direct deposit! 🗓️ Access your cash at over 55,000 fee-free ATMs nationwide 🏧 and make mobile check deposits instantly using your phone 📱. Protect your spending with $50 Overdraft Coverage. 🛡️

High-Yield Savings:

Earn high savings rates with direct deposit! 📈 Create custom Vaults for your savings goals 🎯 and transfer money instantly between accounts 💸. Set up automatic savings rules for your goals and track your savings progress with detailed insights. 📊

Investing Made Easy:

Trade stocks with no commission (other fees apply) 💰 and start investing with just $5 in fractional shares. Access exclusive IPO investments and choose automated investing for your goals with SoFi Wealth. 🤖 Manage retirement accounts right from your phone! 📱

Bill Pay & Money Transfers:

Pay bills and schedule automatic payments with ease! 🧾 Send money quickly to friends and family 🕊️, set up recurring bill payments, and transfer money between bank accounts. Track all your bill payments in one convenient place. 📍

Smart Budget Tools:

Track spending across all your accounts 📊 and monitor your credit score with regular updates. 📈 Create custom budget categories, get instant spending notifications 🔔, and set up bill payment reminders. ⏰

Specialist Support:

Need help? 🆘 Get support from our team seven days a week through secure in-app chat, or call us at (855) 456-SOFI (7634). Access our comprehensive help center for all your questions. 🤔

Features

• Mobile banking with no account fees

• High-yield savings with custom Vaults

• Easy investing with no commission

• Bill pay and money transfers

• Smart budget tools for tracking spending

• Early paycheck with direct deposit

• Fee-free ATM access nationwide

• Mobile check deposits instantly

Pros

• No account fees or overdraft fees

• High-yield savings rates with direct deposit

• Easy investing with fractional shares

• Smart budget tools to track spending

• Specialist support available seven days a week

Cons

• Investment involves risks, fees may apply

• Overdraft coverage has limitations