Self - Credit Builder

Editor's Review

🌟 Self is your ultimate credit-building companion! Whether you have a low credit score or no credit history at all, Self provides the tools you need to start building credit effectively. Get ready to transform your financial future! 🚀

🏠 One of the standout features is the ability to report your rent payments at no cost. Yes, you read that right! By reporting your rent, you can boost your credit score with all three major credit bureaus: Equifax, Experian, and TransUnion. No hard pull, no credit card needed—just a simple way to establish a positive payment history. 📈

💰 Want to grow your credit and savings simultaneously? The Credit Builder Account is your go-to solution. With plans starting at just $25/month, you can lift your credit score and unlock your savings at the end, minus interest and fees. It’s a win-win! 🎉

💳 The secured Self Visa® Credit Card offers another fantastic opportunity to build credit without a credit check. Control your credit limit and use it everywhere Visa is accepted in the US. Building credit has never been this accessible! 💳

📲 But wait, there’s more! You can also report cell phone, water, electricity, and gas payments for a small monthly fee. Add up to 5 payments to your TransUnion credit report each month and enjoy credit monitoring and identity theft insurance. 🛡️

📊 With Self, you can track your credit score using VantageScore 3.0 and monitor your progress every step of the way. All credit scores are welcome, and you can cancel anytime. Start your journey to better credit today! 🌟

Features

• Report rent payments for credit building

• Credit Builder Account to grow credit and savings

• Secured Visa® Credit Card without credit check

• Report cell phone, water, and utility payments

• Credit monitoring with TransUnion

• Identity theft insurance up to $1 million

• Track credit score with VantageScore 3.0

• Build credit with all 3 credit bureaus

Pros

• Build credit with no credit check required

• Report rent payments to build credit for free

• Track your credit score easily

• Access a secured credit card to manage credit limit

• Build credit with various payment reports

Cons

• Requires meeting eligibility for secured credit card

• Score improvement not guaranteed, results vary