YONO SBI: Banking & Lifestyle

Editor's Review

🌟 Welcome to YONO SBI, the all-in-one mobile banking and lifestyle app by State Bank of India! 🌟 With YONO SBI, banking convenience reaches a new level, offering a wide array of services right at your fingertips. Whether you need to bank, shop, travel, pay bills, recharge, invest, book IRCTC tickets, use UPI to transfer money, or even book movie tickets, YONO SBI has got you covered! 🎉

📱 Download YONO SBI exclusively from the Google Play Store to experience best-in-class features. Ensure you are using the official app to protect your financial information. 🛡️

📝 Registration Process:

✅ YONO SBI supports Android 11 and above (effective January 1, 2025). Make sure your device meets the minimum OS requirement to enjoy a seamless experience.

1. Install/update the app from the Play Store and open it.

2. Grant all necessary permissions (location, phone calls). 📞

3. Select the SIM associated with your CBS Registered Mobile Number (RMN) and allow SMS permission. ✉️

4. An encrypted SMS will be sent to verify your identity. Standard SMS charges apply. Ensure your SIM has active outgoing SMS facility.

5. If multiple CIFs are linked to the same mobile number, the app will prompt for account details and DOB to identify the unique customer.

6. Existing SBI online banking users can register on YONO SBI using their existing User ID and Password. An OTP will be sent to complete the registration. You can also set an optional MPIN for easier access. 🔑

7. If you don't have online banking credentials, you can create them using your Account Details and ATM Card.

8. If a non-RMN SIM is selected, you'll be directed to the account opening screen. If the selected SIM is already registered, visit the nearest branch with KYC documents.

🎁 What YONO SBI Offers:

YONO SBI is an extension of SBI's trusted banking legacy, offering secure digital products like YONO Lite and SBI Net Banking. It brings India's largest range of products and services to your fingertips. 🤝

🛍️ India's Largest Shopping Marketplace:

Enjoy exclusive discounts and offers across merchants for shopping, vacation bookings, flight and bus tickets, IRCTC train tickets, food delivery, and more! ✈️🍔

💸 Quick Transfer:

Instantly transfer funds up to Rs.50,000/- per day to new beneficiaries. 💨

🔗 One View:

Link and view all your relationships with State Bank entities, including Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds, and investments in one app. 📊

🤝 Your Friend in Need:

Get pre-approved personal loans on the go within 2 minutes, with no documentation required at branches. 💰

💧 Liquidity on the Go:

Use the one-click facility to avail overdraft against Fixed Deposits. 💸

✅ Experience Convenience:

Request Cheque Books, ATM Cards/Debit Cards, or use emergency services to change ATM PIN, block ATM cards/Debit cards, or stop cheques via YONO SBI. 📴

✨ Other Pre-Login Features:

• 📍 ATM/Branch Locator
• 🔑 Forgot MPIN? - Reset your Login MPIN
• 💰 View Balance - Check account balance & recent transactions
• ⚡ Quick Pay - Make fast and simple payments
• 💳 YONO Cash - Cardless Cash Withdrawal
• 🏠 Loans - Apply for Home, Car, Education & Personal Loans
• 📈 Investments - Open an investment account
• 🎁 Best Offers - Explore the best online shopping offers
• 🔒 Lock App - Secure app access
• 📜 T&C - Terms & Conditions
• 🔒 Privacy Policy
• 📞 Helpline - Contact our Helpline

Features

• Bank, shop, travel, pay bills, recharge easily

• IRCTC ticket booking and UPI money transfers

• Book movie tickets and avail exclusive offers

• Quick transfer to new beneficiary up to Rs.50,000

• Pre-approved personal loans in 2 minutes

• Request cheque books and ATM cards easily

• Emergency services to manage ATM PIN/cards

• Cardless cash withdrawal with YONO Cash

Pros

• Convenient mobile banking and lifestyle app

• Exclusive discounts and offers for SBI customers

• Quick fund transfers up to Rs.50,000 per day

• One-click overdraft facility against fixed deposit

Cons

• App supported only on Android 11 and above

• SMS charges applicable for verification process