Payactiv

Editor's Review

Are you tired of waiting for payday? 😩 Do unexpected bills and expenses leave you stressed? 😫 With Payactiv, you can access your hard-earned wages before payday, manage your finances effectively, and achieve your financial wellness goals! 🎉

Payactiv provides a user-friendly digital platform that gives you the tools to maintain financial stability and thrive. 💪 No more high-interest loans or hidden fees—just your money at your fingertips! 💸

Here’s what you can expect with Payactiv: 👇

1. Earlier Access to Your Money 🗓️

• Enjoy your paycheck up to 2 days early. ⏰
• Receive government payments up to 4 days early. 🏦
• Gain immediate access to earned wages. 💰

2. Spending and Saving Tools to Achieve Your Financial Goals 🎯

• Always stay informed about what's safe to spend. ✅
• Easily track your spending habits at a glance. 📊
• Receive low balance alerts. 🔔
• Set up automatic transfers from earned wages. 🔄

3. The Payactiv Visa® Card* 💳

A card designed without hidden fees: 🚫

• No minimum balance requirements. 🏦
• No overdrafts. ⛔
• No monthly or inactivity fees. 💤
• Access surcharge-free withdrawals at 37,000+ MoneyPass® ATMs. 🏧
• Enjoy free integrated bill pay. 🧾
• Withdraw cash at tellers in participating banks. 🏦
• Send and receive funds to other enrolled members with no transfer fees. 🤝

4. Convenience and Security You Can Rely On 🛡️

• Seamlessly use the card with Google Pay or Apple Wallet. 📱
• Utilize touchless payments at stores. contactless
• Benefit from Visa's Zero Liability protection. 👍
• Easily lock or replace lost or stolen cards. 🔒
• Access 24/7/365 support in English and Spanish. 💬

*Central Bank of Kansas City does not administer, nor is liable for earned wage access. The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week.

Features

• Early access to your money

• Spending and saving tools

• Payactiv Visa® Card

• No hidden fees

• Convenience and security

• Use with Google Pay or Apple Wallet

• 24/7 support in English and Spanish

• Touchless payments at stores

Pros

• Access wages before payday

• Avoid late and overdraft fees

• Tools for financial stability

• No loans or interest charges

• Surcharge-free ATM withdrawals

Cons

• Requires employer participation

• Fees may apply to card usage