Perpay - Shop and Build Credit

Editor's Review

Are you looking for a way to shop for the things you need and build your credit at the same time? 🤩 Perpay might be the perfect solution! This innovative app offers you access to up to $1,000 to spend on a wide range of products in their marketplace, from electronics to home goods and apparel. 🛍️ What's even better? You can pay over time with no interest or fees! 🎉

Perpay stands out because it helps you build credit while you shop. With Perpay+, your payment history on the Perpay Marketplace can be reported to all three major credit bureaus. 🏦 This means you can improve your credit score simply by making your regular payments on time. ⏰

If you're interested in even more credit options, you can apply for the Perpay Credit Card. 💳 This card offers a credit line of up to $1,000 and gives you 2% rewards on your purchases. 🎁 Applying won't affect your credit score, and there's no security deposit required. Plus, there's no annual fee! 🎈 The Perpay Credit Card is issued by Celtic Bank, adding an extra layer of security and trust. ✅

Perpay offers a unique way to shop, build credit, and manage your finances responsibly. Whether you're looking to furnish your home 🏡, upgrade your tech 💻, or update your wardrobe 👕, Perpay provides a flexible and accessible way to do it all while improving your creditworthiness. Start shopping smarter and building your financial future with Perpay today! 🚀

Features

• Get up to $1,000 to spend now

• Build credit by paying it back automatically

• Shop top brands in the Perpay Marketplace

• Pay over time with no interest or fees

• Report payment history to build credit

• Apply for the Perpay Credit Card

• Earn 2% rewards on purchases

• Applying won't affect your credit score

Pros

• No crazy fees or predatory interest rates

• Build credit while shopping on the marketplace

• No security deposit required for the credit card

Cons

• Monthly card servicing fee applies

• APR may apply to the credit card