One — Mobile Banking

Editor's Review

One is a comprehensive financial technology platform designed to help you manage your money, bank with ease, and build credit, all in one convenient app. 🏦✨ Unlike traditional banks, One offers innovative tools and features to empower you to take control of your financial life. Banking services are provided by Coastal Community Bank, Member FDIC, ensuring your funds are secure and protected.

With One, you can pay for purchases using the One Finance Mastercard®, issued by Coastal Community Bank, and earn cash back rewards on eligible transactions. 💳💰 The app also offers a Debit Rewards Program, giving you even more opportunities to earn cash back on your everyday spending. Keep an eye out for special offers and deals to maximize your rewards! 🎉

One of the standout features of One is its Credit Builder Program, which helps you build or improve your credit score. 📈 By making timely payments and managing your credit responsibly, you can work towards a better financial future. Plus, with eligible direct deposits, you can access overdraft protection, giving you peace of mind knowing you're covered in case of unexpected expenses. 🛡️

One also offers early access to direct deposits, allowing you to receive your paycheck up to 2 days early, depending on when your employer sends payroll data. ⏰ And with high-yield savings options, you can earn even more on your savings balances, helping you reach your financial goals faster. 🎯

Whether you're looking to pay bills, save money, build credit, or simply manage your finances more effectively, One provides the tools and resources you need to succeed. Download One today and start your journey towards financial empowerment! 💪

Features

• Pay with ease using One Finance Mastercard

• Bank with FDIC-insured Coastal Community Bank

• Build credit through the Credit Builder Program

• Earn cash back on everyday purchases

• Access direct deposits up to 2 days early

• Get overdraft protection with eligible deposits

• Earn high APY on savings balances

• Personalize your financial experience

• Manage your money all in one app

Pros

• Cash back rewards on purchases

• Early access to direct deposits

• Credit building program available

• Overdraft protection with eligible deposits

• High APY on savings balances

Cons

• Cash back deals availability varies

• 3% cash back has eligibility requirements

• Credit score improvement not guaranteed

• Terms subject to change without notice