Debut

Editor's Review

Debut is a brand-new mobile banking app built from the ground up in Aotearoa, New Zealand! 🇳🇿 Their mission is ambitious: to put $1 Billion back into the pockets of Kiwis by creating a banking experience that truly benefits you. Forget the traditional banking hassles and join Debut on their journey to build better banking for everyone in New Zealand. 🏦

Signing up is a breeze! Just have your ID handy, and you'll be ready to go in minutes. ⏱️ Once you're in, you can order your free Debut Ora Mastercard, giving you access to seamless spending. 💳

Debut offers innovative features like virtual Tonu cards, allowing you to separate access to payments for enhanced security and control. 🛡️ The app also automatically identifies vendors and sorts your expenses by category, making budgeting a snap. 📊

Want to get serious about budgeting? Set category limits to track your spending and stay on top of your financial goals. 🎯 Need to save for something special or a rainy day? Use Savings Sheds to set aside cash for specific purposes. ☔️

To make saving even easier, Debut lets you round up your expenses and add the change to your Savings Shed. Every little bit counts! 💰 Plus, if you ever need help, you can contact support directly from within the app. 💬

While Debut is packed with awesome features now, they're constantly working on adding even more. Keep an eye out for future updates! 👀

Important Note: Debut is not yet a registered bank under the Banking (Prudential Supervision) Act. This reflects their future ambitions. Currently, investments with Debut are not supervised by the Reserve Bank of New Zealand. Please keep this in mind. 🤔

Features

• Quick and easy sign-up process

• Free Debut Ora Mastercard

• Virtual Tonu cards for payment separation

• Automatic vendor identification

• Expense sorting by category

• Set category limits for budgeting

• Savings Sheds for special goals

• Round up expenses for savings

• Direct in-app support

Pros

• Easy sign-up process

• Free Debut Ora Mastercard

• Virtual Tonu cards for payment separation

• Automatic vendor identification and expense sorting

• Category limits for budget tracking

• Savings Sheds for specific goals

• Expense round-ups to Savings Sheds

• In-app customer support

Cons

• Not a registered bank yet

• Investments are not RBNZ supervised