Lunar

Editor's Review

Welcome to Lunar, the award-winning banking app designed to make managing your money simpler and more rewarding! 🏆 With Lunar, you can enjoy high interest rates paid out monthly* and turn your daily spending into exciting travel rewards with SAS EuroBonus. Whether you're looking to stay within budget, add to your savings, or invest with ease, Lunar provides the tools you need to achieve your financial goals. 🏦

Key Features:

• Free Bank Account: Apply directly in the app – no hidden fees! 📱
• High Interest Rates: Get up to 1.00%* in interest, regardless of the amount. 💰
• SAS EuroBonus: Earn points with your Lunar card and redeem them for flights, hotels, and more. ✈️
• Private & Business Accounts: Solutions for both personal and business finances. 💼
• Highly Rated: 4.6 stars on Trustpilot with over 950,000 users! ⭐
• Dedicated Support: Danish- and English-speaking support is available when you need it. 🗣️

*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.

For Private Use (Denmark, Sweden, Norway):

Denmark:

• Free Account & Digital Card: Enjoy a free account with no hidden fees and get the ultimate overview of your finances. 💳
• Smart Budgeting: Stay on track with notifications and easy budgeting tools. 📊
• Upgrade Options: Get travel benefits, a metal card, and more with premium plans. ✨

Sweden:

• Interest Rate: Get 2.50% interest rate of up to 1,050,000 SEK* (Applies to a separate savings account available with paid packages). 🎉
• Multi-Currency Card: Switch between SEK, NOK, GBP, and EUR with no fee withdrawals and transfers. 🌍

Norway:

• Easy digital banking with four plans
• Simple overview
• Budgeting

For Business Use (Denmark):

Lunar Business is designed for small businesses, offering Denmark's cheapest business account* (Based on Lunar Business Simple, which was included in a comparison of first-year spending on business accounts in a survey by Samlino (2024)).

• Unique Plans: Choose between 3 unique plans tailored to your business needs. 🏢
• Automatic Bookkeeping: Integrate with Dinero, Billy, or e-conomic for seamless accounting. 📚
• Cashflow Overview: Keep track of your business finances with ease. 📈
• Automated Payments: Simplify and automate your payment processes. ⚙️

Security & Trust:

Lunar Bank A/S is a Nordic bank with a banking license, under the supervision of the Danish Financial Supervisory Authority. Your money is covered by the Danish Guarantee Fund up to 100,000 EUR (approximately 750,000 DKK), ensuring your peace of mind. 🛡️

Features

• Free account application directly in the app

• Up to 1.00% interest on deposits

• SAS EuroBonus points for travel rewards

• Private and business accounts available

• Budgeting and savings tools

• Simple investing platform

• Multi-currency card (SEK, NOK, GBP, EUR)

• Customer support 7 days a week

Pros

• High interest rates paid out monthly

• Earn travel rewards with daily spending

• Easy budgeting and saving tools

• Simple and affordable investing platform

• Nordic bank with strong security measures

Cons

• Interest rate depends on chosen plan

• Requires linking NemKonto for interest

• Investment involves financial risk