Zable

Editor's Review

Welcome to Zable! 👋 Join over 1 million users who trust us with their credit card and loan needs. Our app is designed to make managing your finances easier and more accessible. Rated 'Excellent' on TrustPilot, Zable offers a range of features to help you stay on top of your financial life. 📈

Key Features:

• Quick Eligibility Check: Find out if you're eligible without affecting your credit score. ✅
• Simple Application: Apply for a credit card or loan in minutes with our paperless process. 📄➡️📱
• Money Management: Keep track of your transactions, loan payments, and credit score all in one place. 📊
• Easy Repayments: Make card payments directly in the app. 💸
• Google Pay: Get virtual card access immediately upon approval. 💳📲
• Credit Score: Access your Equifax credit score for free. 💯
• Credit Growth: Automatic reviews for credit limit increases. ⬆️
• No Hidden Fees: Transparent fees at home and abroad. 🚫

  Zable Credit Card:

  Track your spending, credit score, and payments effortlessly. Enjoy Google Pay integration and instant access to your card upon approval. 💳

  Zable Loan:

  Our paperless loan application process is fast and convenient. Customize your loan amount and term for maximum flexibility. 💰

  Credit Score:

  Access your Equifax credit score for free and gain insights into your credit history. 📊

  Representative APRs:

  • Zable Credit Card: 48.9% APR (variable)
  • Zable Loan: 32.5% APR (fixed)

  Our loans feature fixed monthly payments over one to five years. Easily adjust your repayment schedule or make early repayments without incurring fees. 📅

  We are authorized and regulated by the Financial Conduct Authority as Lendable Ltd. 🛡️

  Need Help?

  Contact our customer service team seven days a week via email, phone, or text. 📞📧💬

  Features

  • Quick eligibility check

  • Paperless application process

  • Manage transactions and payments

  • In-app card repayment

  • Google Pay integration

  • Equifax credit score access

  • Automatic credit limit reviews

  • Transparent fee structure

  • User-friendly interface

  • Customizable loan amounts

  Pros

  • Quick eligibility check without impacting credit score

  • Simple and paperless card and loan application process

  • Comprehensive money management tools within the app

  • Easy in-app card repayment options

  • Potential for immediate virtual card access via Google Pay

  • Free access to your Equifax credit score

  • Automatic credit limit reviews for potential increases

  • Transparent card fees, both domestically and abroad

  • User-friendly interface for managing card or loan

  • Flexible loan amounts and terms

  Cons

  • Variable APR for the Zable Credit Card could be high

  • Loans involve fixed monthly payments which might limit flexibility