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Step into the future of finance with Kakao Bank, where innovation meets everyday convenience! 🏦✨ As the first financial sector bank designed for the mobile generation, Kakao Bank offers a seamless and user-friendly experience that fits perfectly into your daily life. Forget about branch visits and complicated procedures – everything you need is right here on your smartphone, 365 days a year! 📱🗓️
Newly Designed Bank Experience
Kakao Bank is not just another banking app; it’s a completely redesigned financial ecosystem. Opening an account is a breeze, taking only about 7 minutes! No more tedious paperwork or long waits. Enjoy the freedom of managing your finances on your terms, wherever you are. 🚀
Effortless Transactions
Say goodbye to cumbersome processes! Transferring funds is now simpler than ever. No joint certificates or security cards are needed. Plus, you can easily send money to your KakaoTalk friends, even if they aren't Kakao Bank customers. It’s convenience at its finest! 💸🤝
Personalize Your Banking
Express your style with Kakao Bank! Choose a check card with a design that resonates with you, from adorable Kakao Friends characters to sleek, luxurious black. Customize your account name and color to make your banking experience truly your own. 🎨💳
Visible Benefits for Everyone
Kakao Bank believes in rewarding all its customers. Enjoy competitive interest rates and benefits without complicated subscription conditions or preferential requirements. Watch your savings grow in real time with our term deposit feature. And with our emergency fund loan (small minus loan), 90% of Korean citizens aged 19 or older can apply. 📈💰
Fun Savings with Kakao Friends
Make saving fun with the 26-week savings challenge featuring Kakao Friends! Start with just 1,000 won and watch your savings accumulate week by week. With the support of Kakao Friends, you'll reach maturity before you know it! 🐷🎉
Automated Piggy Bank
Set it and forget it! Choose your preferred savings rule and let our automated piggy bank do the rest. Curious about the value of your savings? Use the peek function to check the exact amount anytime. 🤖
Collaborative Meeting Accounts
Simplify group finances with our meeting account feature. Easily invite KakaoTalk friends as members, view balances, and track deposit/withdrawal status together. Request membership fees with a witty message card to keep everyone on track. 🧑🤝🧑
Credit Management at Your Fingertips
Keep your credit information safe and stay informed with Kakao Bank. Check your credit information for free and receive notifications and tips when your credit changes. It’s like having a personal credit management assistant! 📊
Global Remittance Made Easy
Send and receive money around the world with ease. Kakao Bank offers overseas remittance services to over 200 countries through overseas accounts and Western Union (WU). Apply for trading foreign exchange bank designation and extension services via your mobile phone without needing to visit a branch. 🌍💸
Affiliate Services
Expand your financial portfolio with Kakao Bank’s affiliate services. Open a stock account at a securities company or apply for an affiliated credit card with your favorite Friends characters. 🤝
No More Fees!
Enjoy fee-free banking with Kakao Bank. We exempt other bank transfer fees and direct transfer fees, as well as deposit/withdrawal/transfer fees for all domestic ATMs (banks, affiliated VAN companies). 🚫
Customer Support
Need assistance? Our customer center is here to help! Contact us for deposit/savings, loan, and card inquiries from 09:00 to 22:00, 365 days a year. For rent deposit loan and foreign exchange inquiries, we're available on weekdays from 09:00 to 18:00. And for accident reports, we're here 24/7. 📞
Chatbot Assistance
Get instant answers to your questions with our KakaoTalk Plus Friend “Kakao Bank Customer Center,” available 24 hours a day, 365 days a year. 💬
Permissions & Privacy
Kakao Bank requires certain permissions to provide a seamless and secure experience. These include telephone access for consultations and identity verification, information from installed apps to prevent financial transaction accidents, and camera access for ID card submissions and video calls. Optional permissions include location for fraud prevention, save access for transaction confirmations, and physical activity for step count tracking. Rest assured, you can use the service even if you do not agree to the optional access rights. ✅
Features
Mobile banking 24/7, no branch needed
Easy account opening in just 7 minutes
Transfer without certificates or security cards
Customizable check card designs
Real-time interest checks on term deposits
26-week savings with Kakao Friends
Automated piggy bank savings
Shared meeting accounts for groups
Free credit information checks
Overseas remittance to 200+ countries
Affiliate stock account opening
Free transfer and ATM fees
Emergency fund loans available
Pros
Convenient mobile banking, no branch visits needed
Easy transfers to KakaoTalk friends
Customizable account names and card designs
Competitive interest rates for all users
Overseas remittance with low fees
Free transfer and ATM fees
Easy stock account opening
Credit information management tools
Cons
ATM fees may change in the future
Optional permissions require OS 6.0 or higher
