Atlas - Rewards Credit Card

Editor's Review

🌟 Atlas: Your Gateway to Credit Building and Savings! 🌟

Are you looking to build or rebuild your credit without the hassle of traditional credit cards? Atlas is here to revolutionize your credit journey! 🎉 With 4x higher approval rates, Atlas makes it easier than ever to get approved, even without an existing credit history. Say goodbye to complex applications and waiting periods – get approved instantly right from the app! 🚀

💰 Grows With You 💰

Atlas connects with over 10,000 banks to determine a safe spending limit tailored to your financial situation. Enjoy 0% APR, ensuring you never pay interest while you build your credit. Keep using the card to unlock higher limits and achieve your financial goals! 📈

💸 Saves You Money 💸

Who doesn’t love saving money? Atlas automatically saves you up to 10% at over 50,000 locations you love, including Starbucks, Nike, DoorDash, Shake Shack, Burger King, and many more! 🍔🥤🛍️ We’re constantly adding new national and local savings to maximize your benefits. Enjoy the perks while building your credit! 🎁

📊 Builds Your Credit 📊

Start building credit with every daily transaction! 🧾 Atlas reports to all 3 major credit bureaus – Equifax, Experian, and Transunion – so you can watch your score improve over time. With built-in auto-pay, you’ll never have to worry about missing a payment. Track your progress in the app and watch your credit score soar! ✈️

🛡️ Safe and Secure 🛡️

Your security is our top priority. Block suspicious transactions instantly and enjoy complete fraud protection, a standard feature of credit cards. Atlas is built with industry-leading security best practices in partnership with Patriot Bank and Mastercard. Feel safe and secure with every purchase! 🔒

💸 No Hidden Fees 💸

Enjoy transparent pricing with no hidden surprises. Atlas offers simple plans: only $8.99 every 4 weeks, or $89/year for the annual plan. What you see is what you get! 💯

📜 Important Information 📜

Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Atlas may be used everywhere Mastercard® credit cards are accepted. Rewards and credit services are offered and managed by Atlas. Keep in mind that an increase in credit score depends on timely payment behavior and is never guaranteed. Credit scores are influenced by many factors, and the Atlas card is just one piece of the puzzle.🧩

Features

• 4x higher approval rates

• Grows with you

• Saves you money

• Builds your credit

• Safe and secure

• No hidden fees

• Reports to all 3 major credit bureaus

• Built in auto-pay

Pros

• Higher approval rates compared to traditional cards

• Automatically saves money at popular locations

• Builds credit with daily transactions and auto-pay

• Safe and secure with fraud protection

• No hidden or surprise fees

Cons

• Requires a recurring fee of $8.99 every 4 weeks

• Increase in credit score is never guaranteed