Experian

Editor's Review

Unlock the power of financial empowerment with the Experian app! 🚀 Get your Experian credit report and FICO® Score* for free—no credit card required! 🎉 This app is designed to help you monitor, understand, and improve your credit health with ease. Whether you're looking to raise your FICO Score instantly with Experian Boost®ø or stay informed about changes to your credit, Experian has you covered. 👍

Key Features:

• Free Credit Report and FICO® Score*: Access your credit report and FICO Score anytime, anywhere, without hurting your credit. 💯 Get updated every 30 days and see the factors influencing your score.
• Experian Boost®ø: Boost your FICO® Score using bills you already pay, such as cell phone, utilities, and streaming services. 💡 It’s a game-changer!
• Experian Smart Money™¶: Build credit without debt with the Experian Smart Money™ Digital Checking Account, which automatically connects to Experian Boostø! 🏦
• Credit Monitoring: Receive push notifications for FICO® Score changes, new accounts opened, or inquiries on your credit report. 🔔 Stay informed and protected.
• Marketplace^: Compare personalized credit card, loan, and auto insurance options tailored to your credit profile. 💰 Find the best deals for you.
• Premium Benefits: Save time and money with bill negotiation and subscription cancellation services. 💸 Let Experian experts negotiate your bills and cancel unwanted subscriptions.

Important Terms:

Please review the Terms of Use Agreement, Privacy Policy, Cardholder Agreement, and Disclosures at experian.com/legal. Your lender may use a different FICO Score than FICO Score 8 or another type of credit score altogether.

Download Experian today and take the first step towards a brighter financial future! 🌟

Features

• Free Experian credit report and FICO Score

• Experian Boost for instant score improvement

• Experian Smart Money for building credit

• Credit monitoring with push notifications

• Marketplace for comparing financial options

• Bill negotiation and subscription cancellation

• Compare credit card, loan or auto insurance options

• Raise your FICO® Score* using bills you already pay

Pros

• Free Experian membership with no credit card needed.

• Instant FICO Score improvement with Experian Boost.

• Credit monitoring with push notifications for changes.

Cons

• Results vary with Experian Boost; not all eligible.

• Savings are not guaranteed with bill negotiation.