Current

Editor's Review

Welcome to Current, the mobile banking app designed to revolutionize how you manage your finances! 🚀 With Current, you can spend, save, and manage your money more effectively, all while building credit and earning rewards. 🏦

Build Credit: Start building your credit history with the Build Card. No credit checks are required! 💳

Paycheck Advance: Access up to $500 with no mandatory fees when you qualify for a Paycheck Advance. 💸

Skip ATM Fees: Enjoy fee-free cash withdrawals from 40,000 Allpoint ATMs across the U.S. 🏧

Faster Direct Deposits: Get your payday up to 2 days faster with direct deposit. 💰

Be Covered: Access fee-free overdraft up to $200 to cover unexpected expenses. 🛡️

Save: Earn up to 4.00% annual bonus on your savings. Start growing your money today! 📈

Get Rewarded: Earn 1x points for every dollar spent at grocery stores and restaurants. 🍕

Get Help: Our 24/7 in-app support team is always here to assist you. 📞

Please note that Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 is available on customer funds through pass-through insurance at Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC, subject to certain conditions. For full terms and conditions, visit current.com/docs, and for legal disclaimers, visit current.com/legal_disclaimers.

Features

• Build credit while you bank

• Get paycheck advances with no mandatory fees

• Fee-free cash withdrawals at Allpoint ATMs

• Faster direct deposits available

• Access fee-free overdraft up to $200

• Earn up to 4.00% annual bonus on savings

• Earn rewards on grocery and restaurant spending

• 24/7 in-app support available

Pros

• Build credit without credit checks

• Get paycheck advances up to $500

• Skip ATM fees at 40,000 Allpoint ATMs

• Receive direct deposits up to 2 days faster

Cons

• Out-of-network ATM fees may apply

• Paycheck Advance eligibility varies