CIBC Mobile Banking®

Editor's Review

The CIBC Mobile Banking App 📱 is designed to bring the bank to your fingertips, offering a seamless and secure banking experience. Recognized for its high customer satisfaction in Canada 🍁 according to a 2021 J.D. Power study, CIBC continuously strives to enhance the app's functionality to meet your evolving needs. Whether you're at home 🏠, on the go 🏃, or traveling abroad 🌍, this app provides the tools you need to manage your finances with ease.

Key Features:

• Secure Access: Log in securely using your fingerprint 👆, face ID 🤳, or a password 🔑, ensuring your account information remains protected.
• Account Management: Apply for new bank accounts or credit cards 💳 and monitor your application status in real-time. Get a consolidated view of all your accounts 🏦 in one place, making it easy to track your finances.
• Convenient Payments: Make quick and easy payments using at payment terminals 🛒. Set up instant, post-dated, or recurring payments 📅 to manage your bills effortlessly.
• Mobile Cheque Deposit: Deposit cheques 💰 in a snap by simply taking a picture with your phone's camera 📸. No more trips to the bank!
• Instant Money Transfers: Send and receive money instantly 💸 with Interac e-Transfer, perfect for splitting bills or sending gifts.
• Branch & ATM Locator: Quickly find nearby branches 🏢, ATMs 🏧, banking hours, and mortgage advisors 👨‍💼 using the app's search feature.
• Free Credit Score: Access your free Equifax credit score 📊 directly within the app without affecting your score. Stay informed about your credit health!
• Travel Tools: Utilize the travel tools 🧳, including a currency converter 💱, helpful tips, and emergency numbers 🚨 for a worry-free trip.
• Virtual Assistant: Get your banking questions answered 24/7 💬 by the virtual assistant, which can also perform everyday banking transactions on your behalf.

Privacy & Security:

CIBC prioritizes your privacy and security. Learn more about their commitment to protecting your information by visiting their privacy policy page. Your data is safeguarded with advanced security measures to ensure a safe banking experience.

Languages:

The app supports both English 🇬🇧 and French 🇫🇷, catering to a diverse range of users.

Legal Considerations:

By downloading the CIBC Mobile Banking App, you consent to the installation of the app and any future updates or upgrades. The app may automatically communicate with CIBC's servers to deliver features and record usage metrics, collect and use personal information as per the privacy policy, and affect preferences or data stored on your device. You can withdraw your consent at any time by uninstalling the app.

Features

• Secure account access via biometrics/password

• Apply for accounts/cards & track status

• View all accounts in one place

• Tap to pay at terminals

• Set up various payment types

• Mobile cheque deposit feature

• Send/receive money with Interac e-Transfer

• Find nearby branches and ATMs

• Free Equifax credit score access

• Travel tools: currency converter, tips

• 24/7 Virtual Assistant for banking needs

Pros

• Secure access with fingerprint, face ID, or password

• Apply for accounts/cards and track status in real-time

• Instant money transfers with Interac e-Transfer

• Free Equifax credit score within the app

• 24/7 Virtual Assistant for banking questions

• Travel tools including currency converter

• Mobile cheque deposit with phone camera

• Easy search for branches and ATMs

Cons

• Potential automatic updates affecting device settings

• Requires consent to data collection as per privacy policy