Editor's Review
Tired of counting down the days until your next payday? 😫 B9 is here to revolutionize your financial life! With over 1.5 million downloads and counting, B9 offers a seamless way to access your hard-earned cash as you work. 🚀 No more waiting – get paid when you need it! B9 provides cash advances up to $750 per pay period, helping you tackle those unexpected bills and expenses without the stress. 💸
How Does It Work?
- Download and Open a B9 Account: Start depositing your income or paycheck into your B9 Account. (Recurring direct deposits from multiple employers, side hustles, government benefits, and even income from rentals or tutoring all qualify!) 🏦
- Check Your Eligibility: Find out how much you're eligible to receive as a B9 cash advance and confirm for immediate use. ✅
- Withdraw or Spend: Use your cash advance money whenever and however you need it. 💳
- Automatic Repayment: When your next paycheck hits your B9 Account, the advanced amount will be automatically debited. 🔄
- Increase Your Limit: The more on-time payments you make, the more of your income B9 can advance to you over time. 📈
Choose Your Plan:
- Basic Plan ($11.99 or $0* monthly fee):
- B9 Visa® Debit Card with up to 5% cash back 💰
- Cash advances up to $100 per pay period 💵
- Instant cash advance access with your B9 Visa® Debit Card 💳
- No fee ACH withdrawals to bank accounts 🏦
- Instant transfers to other B9 members at no extra fees 👯
- Premium Plan ($19.99 or $0* monthly fee):
- B9 Visa® Debit Card with up to 5% cash back 💸
- Cash advances up to $750 per pay period 💰
- Instant cash advance access with your B9 Visa® Debit Card 💳
- Instant transfers to other B9 members at no extra fees 🤝
- No fee ACH withdrawals to bank accounts 🏦
- Credit Report, Credit Score, and Credit Score Simulator 📊
*Subscription Fee Waiver: Enjoy your first 30 days of B9 Basic for free! After that, it's $11.99/month for Basic or $19.99/month for Premium. Direct deposit over $5K/month? Your B9 subscription fee is waived! 🎉 (Other fees may apply – see bnine.com/tos for details.)
Plus, with the B9 Premium Plan, keep your credit goals on track with our integrated credit monitoring feature! 🎯 Score awesome cash back rewards – earn up to 5% when you use your B9 Visa® Debit Card for eligible online and in-store purchases. 🛍️
Important Note: B9 is not a bank. Banking services are provided by Evolve Bank & Trust, Member FDIC. The B9 Account and B9 Visa® Card are also provided by Evolve Bank & Trust, Member FDIC.
Features
Early access to paycheck up to $750
B9 Visa® Debit Card with cash back
Credit monitoring included in Premium Plan
Instant cash advances with B9 Visa®
No-fee ACH withdrawals to bank accounts
Subscription-based service with Basic/Premium options
Fee-free transfers to other B9 members
Direct deposit unlocks more advance options
Pros
Access paycheck early, avoid payday wait
No interest, credit checks, or late fees
Earn up to 5% cash back with B9 Visa
Credit monitoring in Premium Plan
Instant transfers to other B9 members
Cons
Subscription fees apply for Basic/Premium plans
Cash advance eligibility varies
Additional fees for instant withdrawals/deposits
May not be available in all states
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