Aspiration - Mobile Banking

Editor's Review

Aspiration is more than just a banking app; it's a financial platform that aligns your money with your values. 🏦 With Aspiration, you can earn up to 3.00% APY while actively contributing to fighting climate change. 🌎🌳

The Spend & Save account allows you to spend, save, and invest with a conscience. For every purchase you make, Aspiration funds the planting of a tree. 🌱 Moreover, you can rest easy knowing your deposits won't be used to fund fossil fuel exploration or production. 🚫🛢️

Aspiration provides unlimited withdrawals at over 55,000+ Allpoint ATMs, ensuring you have access to your money whenever you need it. 🏧 You also have the potential to get paid up to 2 days early, offering greater financial flexibility. 🗓️💨

Your funds are secure with FDIC insurance up to $250,000 per depositor through Coastal Community Bank. For balances exceeding this amount, Coastal utilizes a Sweep program to extend coverage up to $1.25 million. 🛡️💰

Aspiration's commitment to sustainability extends to its investment options, managed by Aspiration Fund Adviser, LLC. 🤝 Choose Aspiration and make your money matter! 💚

Features

• Spend & Save account with a conscience

• Plant a tree with every purchase

• Deposits don't fund fossil fuels

• Unlimited withdrawals at Allpoint ATMs

• Earn up to 3.00% APY

• Get paid up to 2 days early

• FDIC insured deposit accounts

• Aspiration Debit Cards by Coastal Community Bank

Pros

• Earn up to 3.00% APY on savings

• Fight climate change with every purchase

• Avoid funding fossil fuel exploration

• Access to 55,000+ Allpoint ATMs

• Potential to get paid up to 2 days early

Cons

• APY requires meeting debit card transaction minimums

• Early direct deposit not guaranteed

• Cash Back program subject to change