Affirm

Editor's Review

Introducing Affirm, the app that gives you the power to pay over time, both online and in-store! 🛍️ With Affirm, you can shop your favorite brands and enjoy clear, flexible payment options that fit your budget. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S. 💳

Here’s why you’ll love the Affirm app:

• See Your Purchasing Power: Know exactly how much you can spend upfront. 💰
• Shop Top Brands: Discover brands offering clear, flexible payment options. 🏢
• Exclusive Deals: Find deals, 0% APR options, and payment plans over 12 months. 🎁
• Easy Payments: Set up AutoPay or make early and one-time payments effortlessly. 💸
• Affirm Money Account: Open a high-yield account with no hidden fees. 🏦
• Affirm Card: Request to pay over time online or in-store. ✨

Take your Affirm Card everywhere and enjoy these perks:

• Universal Acceptance: Use it anywhere Visa is accepted in the U.S. 🌎
• No Credit Impact: Applying won’t affect your credit score, and there are no card or annual fees. ✅
• Special Financing: Discover 0% APR options at top brands, both in-store and online. 💯
• Flexible Plans: Request a payment plan in the app before or after checkout. 🗓️

Please note that purchasing power is an estimate and may require a down payment. Approval and terms aren’t guaranteed. The Affirm Card is issued by Evolve Bank & Trust, Member FDIC. Pay-over-time plans are subject to eligibility checks and provided by affirm.com/lenders. Minimum purchases apply. CA residents: Loans by Affirm Loan Services, LLC are made pursuant to a California Finance Lenders Law license. Rates range from 0-36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary and are subject to eligibility. The Affirm Money Account is issued by Cross River Bank, Member FDIC, and is insured up to $250,000.

Features

• View purchasing power prominently

• Shop brands with flexible payment options

• Discover deals and 0% APR offers

• Set up AutoPay or make one-time payments

• Open a high-yield Affirm Money Account

• Use the Affirm Card anywhere Visa is accepted

• Physical card available for in-store use

• No credit impact to apply for the card

Pros

• See purchasing power upfront

• Shop brands with flexible payments

• Discover deals and 0% APR options

• Easily make payments or set up AutoPay

• Open a high-yield Affirm Money Account

• Use Affirm Card anywhere Visa is accepted

Cons

• Approval and terms aren’t guaranteed

• Rates can be high (up to 36% APR)