Raiz

Editor's Review

Raiz is an innovative app designed to simplify saving and investing, making it accessible to everyone. 🚀 With Raiz, you can start investing with as little as $5 and watch your money grow in the background of life. Featured in Forbes, WIRED, and Business Insider, Raiz is a trusted platform for building wealth effortlessly. 🌟

Easy Saving and Investing:

Raiz takes the hassle out of investing by allowing you to invest small amounts regularly. Here’s how:

• Round-Ups: Automatically round up the spare change from your everyday purchases and invest it into a diversified portfolio of stocks and bonds. 🪙
• Recurring Investments: Set up automatic daily, weekly, or monthly investments to suit your schedule. 🗓️
• Lump Sum Investments: Make one-off investments to boost your Raiz account whenever you like. 💰

How We Invest:

Raiz offers diversified investment options and automatic rebalancing to optimize your returns:

• Diversification: Choose from 8 pre-defined investment portfolios or a Plus portfolio that includes ASX-listed stocks. Your investment is diversified across hundreds of Australian and international companies, corporate bonds, government bonds, cash, Bitcoin, and residential property. 📊
• Automatic Rebalancing: Raiz automatically rebalances your portfolio to mitigate risk and optimize returns, ensuring your account stays in a target mix of stocks and bonds. 🔄

Bank Level Security:

Your peace of mind is a top priority. Raiz uses bank-level security and data prevention to protect your account from unauthorized access and notifies you of any unusual activity. 🔒

Earn Rewards:

Shop through hundreds of brands like eBay, Apple, and Catch via Raiz Rewards and get money invested back into your Raiz account. 🎁

Invest for Your Kids:

Raiz Kids is a simple way to save and invest for children under 18. Set up their own portfolio and investments, and give them access to their own Raiz Kids app with custom permissions. 👶

Invest for Your Retirement:

Raiz Invest Super simplifies superannuation by integrating many pre-existing features and portfolios into the same app. 👴

Clear and Transparent Fees:

Fees start at $4.50/month for accounts under $20,000, depending on the portfolio you choose. Deposit and withdraw funds whenever you like with no additional fees. No fees for accounts with a $0 balance. 💸

Download Raiz today and start your investment journey! 🚀

Features

• Round-Ups: Invest spare change automatically

• Recurring Investments: Set up automatic investments

• Lump Sum Investments: Boost your account anytime

• Diversification: Invest across stocks and bonds

• Automatic Rebalancing: Optimize returns and mitigate risk

• Bank Level Security: Protect your peace of mind

• Earn Rewards: Shop and invest

• Invest For Kids: Secure your children's future

Pros

• Easy saving and investing for everyone

• Diversified investment options

• Automatic portfolio rebalancing

• Bank-level security

• Earn rewards while shopping

• Invest for kids and retirement

• Clear and transparent fees

Cons

• Fees apply to accounts under $20,000

• Investment risk exists