Zip - Shop Now, Pay Later

Editor's Review

Discover the power of flexible spending with Zip! 🚀 Whether you're tackling everyday expenses or planning a big purchase, Zip offers a range of solutions to fit your lifestyle. From Zip Pay for your daily needs to Zip Money for those larger aspirations, managing your finances has never been easier. 💰

Zip Pay: Get up to $1,000 to shop now and pay later, interest-free!¹ Use the Zip Pay Visa Card anywhere Visa is accepted, from groceries to bills. Enjoy the flexibility of weekly, fortnightly, or monthly repayments. 🛍️

Zip Plus: Need more spending power? Zip Plus offers credit limits from $2,000 to $8,000 with valuable interest and fee-free flexibility. Take advantage of $0 international transaction fees and a low interest rate of 12.95% only if your balance exceeds $1,500.³

Zip Money: Dreaming bigger? Apply for up to $5,000 with Zip Money and get a minimum of 3 months interest-free on every purchase, or up to 5 years at select partners. Perfect for holidays, renovations, and more! Split purchases over $300 into equal, interest-free installments. ✈️🏡

With built-in security, rewarding perks, and easy management through the Zip app, you're always in control. Receive deals, offers, and cashbacks, and generate single-use cards for secure online shopping. Get notifications for upcoming repayments and easily check your balance and statements. 🔒📱

Download Zip today and transform the way you shop and pay! 🌟

Features

• Up to $1,000 credit with Zip Pay

• Zip Pay Visa Card accepted everywhere Visa is

• Credit limits from $2,000 - $8,000 with Zip Plus

• $0 international transaction fees with Zip Plus

• Up to $5,000 credit limit with Zip Money

• Minimum 3 months interest-free with Zip Money

• Single-use card generation for secure online shopping

• Notifications for upcoming repayments

Pros

• Flexible repayment schedules (weekly, fortnightly, monthly)

• Built-in security features for safe online shopping

• Potential for interest-free periods on purchases

• Access to deals, offers, and cashbacks in the app

• Options for different credit limits based on needs

Cons

• Monthly account fees may apply if balances aren't paid

• Interest charges can accrue if balances exceed limits

• Establishment fees might apply to new Zip Money customers