Ubank Money App

Editor's Review

Ubank is an innovative everyday money app designed to help you take control of your finances with ease! 💰 Whether you're just starting out or looking to optimize your financial strategy, Ubank offers a suite of powerful tools to manage your money effectively. Plus, sign up with the code EASY30 and score $30 after making 5 eligible card purchases within your first 30 days! 🎉

With Ubank, you'll enjoy no monthly fees and no overseas transaction fees, making it perfect for everyday use and international travel. ✈️ The app also features an easy-to-unlock bonus interest on Save accounts when you deposit $500 monthly, up to $250K per customer. 🏦 You can withdraw money without affecting your bonus interest rate, giving you flexibility and peace of mind.

Stay connected with your finances using the Connected Accounts feature, which displays your other bank account balances right in the Ubank app. 🔗 Get started instantly with digital cards, allowing you to make purchases directly from your digital wallet. 💳 Never miss a bill again with the bill prediction feature that notifies you of upcoming expenses. 📅

Ubank also supports shared financial goals with Shared Accounts, ideal for managing rent or shared expenses with a partner. 👩‍❤️‍👨 Save effortlessly with Save Targets and the Autosave option, helping you reach your financial goals faster. 🎯 Track your spending with the Spending Footprint feature, which categorizes your expenses to provide clear insights into your spending habits. 📊

In addition to everyday banking, Ubank offers flexible home loans for owner-occupiers, investors, and refinancing. 🏡 Enjoy an easy application process, fast approval, and excellent customer support every step of the way. Ubank is part of the NAB Group and uses advanced encryption technology to ensure your money is always secure. 🔒

Ubank is available to Australian citizens and permanent residents aged 16 or older, with a valid form of ID. Download the app today and start your journey towards better financial management! 🚀

Features

• No monthly fees or overseas transaction fees.

• Bonus interest on Save accounts.

• Connected Accounts for all bank balances.

• Instant digital cards for immediate use.

• Bill prediction for managing expenses.

• Shared Accounts for easy money sharing.

• Save Targets with Autosave feature.

• Spending Footprint tracks spending habits.

Pros

• No monthly fees and no overseas transaction fees.

• Bonus interest on Save accounts is easy to unlock.

• Connected Accounts to view other bank balances.

• Instant digital cards for immediate spending.

• Bill prediction notifies upcoming expenses.

• Shared Accounts simplify money sharing.

• Save Targets with Autosave for efficient saving.

• Spending Footprint tracks spending categories.

Cons

• Open only to Australian citizens and permanent residents.

• Requires at least one form of Australian ID.